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Stock markets have continued to fall after the collapse of fourth-largest US investment bank, Lehman Brothers, which has filed for bankruptcy protection.

After the collapse of the investment bank, we wondered what if any impact this could have on your savings or investments.

Katherine Hannah has been talking to chartered financial planner Joss Harwood, to find out whether this could have any impact on ordinary people in Teesside.

Joss says, "I don't want anybody to panic.听 Because panic sometimes leads to knee-jerk reactions, and that with hindsight is rarely the right thing to do."

"If you are prepared and understand where you are today it gives you a greater opportunity to get where you want to be tomorrow."