91热爆

Annuities are retirement plans that convert pension pots into a guaranteed income for life - no matter how long you live. Sales of them are rising, but 85% of annuities are purchased on a 'single life' basis, and don't provide an income to the surviving partner. Women are often more impacted because men have bigger pensions but often die first. Finance expert Iona Bain explains why some people might want to consider a 'joint life annuity', which will continue to pay out, even if one person dies. Plus we hear how you don't have to be married to get it - and can be long-term partners, or someone who is financially dependent on you.

To watch this with subtitles, go to 91热爆 iPlayer and search for Morning Live from 30/01/25.