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With over 21 million currently in some form of debt, people are turning to loan sharks to help keep their heads above water. It's estimated that there are currently 1.1 million people in England in debt to illegal money lenders. That figure could be a lot higher as the criminals use intimidation and threats to keep people quiet. Rav Wilding joins the Illegal Money Lending Team on an early morning raid, as they attempt to arrest a man believed to be a loan shark. We also find out why the promise of quick cash could be one of the signs someone is an illegal lender and how you check if someone is genuine through the Financial Conduct Authority register.