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Is Nigeria on the brink of a full-blown banking crisis? One analyst, Jaap Meijer of the Gulf-based financial analysis firm Arqaam Capital, believes it is - unless the central bank moves to bail out at least two private banks. But we also speak to a former deputy central bank governor, Dr Obadaiah Mailafia, who says talk of a crisis is exaggerated. Also, a leading Nigerian businesswoman, Dr Amy Jadesimi, managing director of Ladol, the offshore logistics & ship building hub in Lagos Harbour, is much more optimistic. She says the government's recent moves to stamp out corruption, and to sort out the country's security problems, is paving the way for a more balanced economy. She also believes its acceptance that the private sector should take the lead in infrastructure development ought to pave the way for a less corrupt and oil-dependent economy. Also in the programme, we hear from our regular commentator, Jeremy Wagstaff of Reuters, who considers the grindingly slow evolution of the so-called "Internet of Things". He says the process by which we hook up all our gadgets and hardware online is happening much more slowly, and in a much more low-tech way than we'd previously imagined.

(Photo: Nigerian bank notes in Lagos, Credit: Getty Images)