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We're known as a nation of animal lovers. 26 million of us own pets - and we spend around 拢14 billion a year caring for them. But the fakers are learning that when it comes to pet insurance, big value pets can mean big payouts. And fake claims on pet insurance policies are now the fastest growing area of insurance fraud. Claire Laver is a specialist insurance lawyer who's been investigating the ever-growing number of pet-related claims.