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When 78-year-old Helen needs an 拢800 loan to replace some essential appliances, Lewisham Credit union boss Ravi takes time out to go to her home to personally help her out.

Gambian-born Awa brings a taste of West Africa to the streets of Yorkshire. A 拢5,000 ethical loan enables her to realise her dream of turning her love of cooking into a thriving mobile street food business.

Borrowing 拢300 from her local Credit Union transforms a bored South Wales grandmother's retirement. 72-year-old Georgina, a former council worker and voluntary radio DJ, needed funds to buy decks to take her act on the road to her loyal fans.

Self-taught wood craftsman Dan refuses to be stumped when the banks won't give him a loan. To get his bespoke wood design business off the ground, he turns to an ethical lender for the 拢25,000 he needs. The programme also meets Leigh, whose life fell apart after losing her mum. She blotted out the heartache by embarking on a five-year spending spree. The resulting mountain of debt left her a prisoner in her own home as bailiffs beat a path to her door.