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In today's You & Yours we look in depth at the UK gambling market.

The terms and conditions offered by bookmakers are currently being investigated by the Competition and Markets Authority. Customers say they're unfair, their winnings are withheld, and the bonuses and promotions they're offered come with conditions attached. We speak to Sarah Harrison, Chief Executive of the Gambling Commission, who explains why the regulator took action.

It's not just winnings being withheld that punters complain about, but even getting bets on in the first place. We report on why the horse racing industry is worried that people are losing interest in the sport because of it. The gamblers say they're penalised because they study the form and know what they're doing.

We interview Guy Harding from Oddschecker, the gambling market's leading odds comparison site, about how the bookmakers have no room for mistakes now consumers can use sites like his to compare odds and get the best price.

We hear from problem gamblers who say when they bet online the bookmakers should intervene if their betting patterns show they're in the midst of a gambling binge.

On the high street, Fixed Odds Betting Terminals are under review by the government, with gambling charities and MPs calling for stakes to be lowered. We find out how people can quickly lose money on the machines and why current legislation does little to protect people playing on them.