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Do you need advice about student finance? Call 03700 100 444 between 1pm and 3.30pm on Wednesday or e-mail moneybox@bbc.co.uk

Whether you're hoping to begin or continue with a higher education course in the autumn you need to apply now if you want your money at the start of term.

The NUS estimate that average expenditure for a full-time student in England is around 拢22,189 for each academic year, so getting your finances sorted out in advance is a must.

Tuition fees will vary depending on your choice of course and university but they can be up to 拢9,000 per year and you will also have to meet accommodation costs and living expenses.

For advice about entitlement to loans, grants and bursaries which could help, why not call or e-mail our student advice team.

Or perhaps you have a question about the interest rate which will be charged on loans and how and when you will have to repay them.

Presenter Paul Lewis will put your questions to:

Phil Davis, Chairperson of National Association of Student Money Advisers
David Malcolm, Head of Social Policy, National Union of Students
Miriam Craven, Head of Customer Engagement, Student Awards Agency for Scotland

Whatever your student finance question, call 03700 100 444 between 1pm and 3.30pm on Wednesday or email moneybox@bbc.co.uk. Phone lines are open between 1pm and 3.30pm. Standard geographic charges apply. Calls from mobiles may be higher.