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More grim news for the citizens of Ireland - this afternoon Ireland's government will deliver its 2011 budget to parliament. We speak to an international tax partner at PriceWaterhouseCoopers, Pat Wall, about what he expects will happen and whether he thinks the government will cling to power.

Are employers mis-leading employees in company schemes - so-called defined benefit schemes - by persuading them to shift to less generous defined contribution schemes? The pensions regulator David Norgrove in his last speech in the job, will today tell UK company scheme trustees that encouraging employees to shift is rarely in their best interests and they could be stoking up another mis-selling scandal. Malcolm McLean, former head of the Pensions Advisory Service, explains how so-called 'Enhanced Transfers' work and why firms are doing them.

The body that represents Britain's top retailers says the recent snow leaves retailers on a knife-edge for the vital run up to Christmas. We ask John Stevenson, a retail analyst at KBC Peel Hunt whether Christmas is going to be a damp squib on the High Street.

And should Crown Currency Exchange have been allowed to brand itself as being approved by the financial regulator the FSA? The foreign currency provider collapsed in October owing 拢17m to customers, who have little hope of getting it back. The programme hears from the Liberal Democat MP for Wells in Somerset, Tessa Munt, who is leading an emergency debate in the Commons.