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Victoria Derbyshire talks to PC David Rathband - shot and blinded by Raoul Moat in July. He speaks in the first hour of the programme about life now, and finding closure after losing his sight.

Also, is the cost of car insurance keeping you off the road? Young men now pay an average premium of 拢2,000, with the cost for men under 22 having risen by 47%. Victoria hears from insurance companies and young drivers.

Text: 85058 (charged at your standard message rate). Email: victoria@bbc.co.uk.